Long-Term Care Form (UNUM)
Customer Service: 1-800-227-4165
Website: www.unuminfo.com/lsus
Group Number: 0100057-0004
IMPORTANT ANNOUNCEMENT: Effective February 1, 2026, UNUM will no longer accept new enrollments. Employees are eligible to enroll as a new employee until then and employees are eligible to apply for coverage through an evidence of insurability. Effective October 1, 2026, employees with this insurance now pay UNUM directly to continue the insurance.
Long-Term Care (LTC) insurance is important for people of all ages if they want to preserve financial security and independence in the event of an extended disability. And despite popular misconceptions, the need for long-term care insurance isn't just for the elderly as many working age adults have disabling illnesses and injuries as well. This benefit is designed to help you pay for care services, such as in home care or nursing home care. These expenses are typically not covered by health insurance, Medicare or Medicaid. Eligible employees can elect a monthly benefit $1,000 to $4,000 per month on a 3 year or 6 year plan. Employees can apply for a benefit once they are unable to perform the designated number of assisted daily living activies and the elimination period has passed. Employees should review the plan carefully.
Resources
- Click here to view the Group Booklet on LTC Insurance
- Click here to view the Summary of Benefits
- Click here to view LTC FAQ's
- Please visit the LTC website for additional forms, rates, information, certificates, Long-Term care calculator and more.
