2021 Annual Enrollment
Annual Enrollment is the time of year when employees can make changes to their insurance plans. Annual enrollment begins on Thursday, October 1st and ends on November 15th. Plan changes are effective January 1, 2021. Employees will receive a Workday event on October 1. Employees are responsible for reviewing their Workday Open Enrollment event to make sure coverage is correct. This is especially important for new hires and employees who have recently experienced a qualifying event. Tip: Log on to Workday, go to the Benefits worklet and print out a summary of your current insurance before you complete the Workday Open Enrollment event. Even if you are not making any changes, it is important to complete this step. As a reminder, employees who would like to enroll in flexible spending must do so each calendar year. Employees currently contributing to the Pelican HSA 775 must make a new hsa election for the 2021 plan year.
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October 1, 2020 |
Annual Enrollment Begins for all Health Plans and Voluntary Benefits |
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October 15, 2020 |
Annual Enrollment Begins for OGB Medicare Advantage Plans |
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November 15, 2020 |
Annual Enrollment Ends for all Health Plans and Voluntary Benefits |
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December 7, 2020 |
Annual Enrollment Ends for OGB Medicare Advantage Plans |
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January 1, 2021 |
Effective date for any changes made during Annual Enrollment |
HEALTH PLANS
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LSU Plan |
Administrator |
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LSU First Health Plan |
WebTPA (Claims administrator), AET and Verity Healthnet (Provider networks) |
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Office of Group Benefits (OGB) Plans |
Administrator |
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Magnolia Open Access |
Blue Cross / Blue Shield of LA |
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Magnolia Local Plus |
Blue Cross / Blue Shield of LA |
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Magnolia Local |
Blue Cross / Blue Shield of LA |
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Pelican HRA 1000 |
Blue Cross / Blue Shield of LA |
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Pelican HSA 775 |
Blue Cross / Blue Shield of LA |
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Vantage Medical Home HMO |
Vantage |
Office of Group Benefits Meeting Schedules
Magnolia Local, Magnolia Local Plus, Magnolia Open Access, Pelican HRA 1000, Pelican HSA 775 and Vantage Health Plans
Active Employees - Meetings will be held virtually through zoom by region. Please register at the link that corresponds to your region and time that fits your schedule.
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September 29, 2020 |
https://la-ogb.zoom.us/meeting/register/tJMtdeytqj4uHtPr_pyveUooBrY3VzUxGVYy
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9:00 am |
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September 29, 2020 |
https://la-ogb.zoom.us/meeting/register/tJYrfuyhrTIrGdI06uWBN1OLNxEJb_ZG0fo7 |
2:00 pm |
Missed the Active Employee meeting? Click here to view a recorded video of the presentation.
Click here for a printable version of the meeting presentation.
Visit info.groupbenefits.org or call 1-800-272-8451 for more information.
LSU First Meeting Schedules
Active Employees and Non-Medicare Retiree
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October 7, 2020 |
https://lsu.zoom.us/meeting/register/tJMtdO-vqT8jGdGWYlweNMNpNCL71phpd8j5 Dial in Number: 888-788-0099 Meeting ID: 970 3677 4935 Passcode: 817728 |
1:30 pm |
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October 15, 2020 |
https://lsu.zoom.us/meeting/register/tJEldOCspjosGd0HkURO6g5YBYqOwMWijDiy Dial in Number: 888-788-0099 Meeting ID: 958 3948 1639 Passcode: 331924 |
9:30 am |
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October 20, 2020 |
https://lsu.zoom.us/meeting/register/tJAsf-ivqDgrH9WVqTqEp5ygI6OAwS0RymTe Dial in Number: 888-788-0099 Meeting ID: 941 8176 3151 Passcode: 784774 |
1:30 pm |
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October 26, 2020 |
https://lsu.zoom.us/meeting/register/tJ0ud-mtqToiHdWVlxXDtcjbkxVUjTI9BuVa Dial in Number: 888-788-0099 Meeting ID: 993 0057 1871 Passcode: 160110 |
1:30 pm |
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November 4, 2020 |
https://lsu.zoom.us/meeting/register/tJwpduyorz0oHdzzzyOBXZX9uc4giyX2BmQw Dial in Number: 888-788-00999 Meeting ID: 984 1501 6278 Passcode: 817259 |
9:30 am |
For a link to the Zoom meetings or to view a pre-recorded video, please visit lsu.edu/benefits. For more information regarding Annual Enrollment, please visit lsu.perksshowcase.com
LSU campuses will participate in a Virtual Benefits Fair this year. Employees can visit http://lsu.perksshowcase.com and “register.” Employees will find information on insurance plans, be able to attend “Live sessions” and so much more. Employees will also be able to find information on all insurance plans including supplemental retirement plans with TIAA, Fidelity, Deferred Compensation and more.
Changes to the Health Insurance Plans Effective January 1, 2021
LSU First Health Plan
LSU First Choice Providers and generic medications will continue to be covered 100% after your HRA is exhausted. The Pharmacy Benefit Manager will change from Citizens Rx to MedImpact. There will be no design plan changes for 2021. For more information, you can visit www.lsu.edu/lsufirst, attend an LSU First webinar or call 1-855-346-5781. Click here to view a benefit snapshot.
The Office of Group Benefits (OGB) Health Plans
Blue Cross Blue Shield plans will have a 5.5% premium increase for 2021. The Vantage plan will have a 6% increase for 2021. For more information, visit info.groupbenefits.org to view 2021 plan information, attend an OGB meeting or call 1-800-272-8451.
Changes to Voluntary Benefits (Dental, Vision, Life, AD&D, LTD, LTC, etc.) effective January 1, 2021
Dental Insurance administered by Humana
LSU is excited to announce a new partnership with Humana for dental coverage. If you are currently enrolled and do not make any changes during Annual Enrollment, your coverage will automatically roll over to Humana. No action is required if you wish to continue your current coverage. With this change in vendor, there will be no premium change for 2021.
Dental plan enhancements include:
The Basic plan will cover 3 cleanings per year. Members who meet their annual maximum of $1,000 can receive a discount off additional services.
The Enhanced Plan will cover 3 cleanings per year. The annual maximum will increase from $1,500 to $2,000. Members who meet their annual maximum of $2,000 can receive a discount off additional services.
To find an in-network provider, please visit www.humana.com and click “Shop for Plans” – “Find a Dentist”. You will need to enter your zip code, select the Coverage Type PPO and select the Network PPO/Traditional Preferred. Make sure to view information in the Virtual Benefits Fair.
Vision Insurance administered by EyeMed
LSU is excited to announce a new partnership with EyeMed for vision coverage. If you are currently enrolled and do not make any changes during Annual Enrollment, your coverage will automatically roll over to EyeMed. No action is required if you wish to continue your current coverage. With this change in vendor, there will be no premium change for 2021. Vision plan enhancements include a $150 frame allowance ($200 allowance at certain preferred providers including Target, LensCrafters, and Pearle Vision). Make sure to view information in the Virtual Benefits Fair. Click here for a summary sheet.
Flexible Spending Accounts (FSA) – Requires re-enrollment
Diversified Benefits Services, Inc. (DBS) will continue to administer the Flexible Spending Account (FSA) program for LSU employees. This program will allow employees to put tax-sheltered dollars in an account for out-of-pocket medical, dental or vision and/or dependent care expenses that are incurred from January 1, 2021 through December 31, 2021 for the employee and any eligible dependents. Employees are able to contribute up to $2,700 into a Healthcare FSA and up to $5,000 (per household) into a Dependent Care FSA. The monthly administrative fee is $5.00 for 12 month employees and $6.67 for 9 month employees. The Healthcare FSA includes a debit card option. Make sure to view information in the Virtual Benefits Fair.
OGB Life Insurance underwritten by Prudential
There will be no plan design or premium changes for 2021. Please note retirees who moves age bands may experience a premium increase. No action is required if you wish to continue your current coverage. Employees need to view beneficiary information in Workday and update as needed.
LSU Life Insurance with United Healthcare
United Healthcare is offering a guaranteed issue opportunity.
Employees may enroll (with no health questions asked) up to 3x their salary or $350,000 (whichever is less) as long as they have never been declined coverage by UHC. Spouses may also enroll guaranteed issue up to ½ of the spouse election. Children may also enroll guaranteed issue up to $20,000. The AD&D rider will go away on this plan. New hires (effective 01/01/2021) will be able to elect up to 3x their salary or $350,000 (whichever is less). Employees who have more than $350,000 will have their coverage “grandfathered” and will be able tocontinue their coverage.
No action is required if you wish to continue your current coverage. Employees need to view beneficiary information in Workday and update as needed. Make sure to view information in the Virtual Benefits Fair.
Long-Term Disability
Premiums will decrease and there will be no plan changes for 2021.Employees who wish to apply for coverage will need to submit evidence of insurability directly to United Healthcare. Forms can be found on the LSUS HR website. Make sure to view information in the Virtual Benefits Fair.
Stand-Alone Accidental Death and Dismemberment (AD&D) administered by United Healthcare
Premiums will decrease and there will be no plan changes for 2021. No action is required if you wish to continue your current coverage. Make sure to view information in the Virtual Benefits Fair.
Long Term Care administered by UNUM
There will be no plan design or premium changes for 2021. No action is required if you wish to continue your current coverage. Make sure to view information in the Virtual Benefits Fair.
Identity Theft Protection administered by IdentityForce
LSU continues to partner with IdentityForce, a trusted and award-winning company that offers identity protection services. Delivering comprehensive identity protection by continuously monitoring your personal information, IdentityForce provides robust credit protection, quickly alerts you to threats and covers you with a $1 million identity theft insurance policy.
There are two options:
1. Ultra-Secure: monitors your personal information 24/7, alerts you if it is compromised, and is backed with $1 million identity theft insurance.
2. Ultra-Secure Plus Credit: provides all the benefits of UltraSecure, plus 3-bureau credit monitoring, scores, reports, credit score simulator, and more.
Premiums will remain the same for 2021. There will be no plan changes for 2021. If you wish to enroll, please contact your local Human Resources department for more information. No action is required if you wish to continue your current coverage. Make sure to view information in the Virtual Benefits Fair.
Premiums
- LSU First (WebTPA) - 3% increase
- Magnolia Local Plus and Magnolia Open Access - 5.5% increase
- Pelican HRA 1000, Pelican HSA 775 and Magnolia Local - 5.5% increase
- Vantage Medical Home HMO - 6% increase
- Office of Group Benefits Life insurance - Premium increase in some age brackets
- Dental premiums - No increase
- Vision premiums - No increase
- Long-Term Disability - Premium decrease
- UNUM Long-Term Care - No increase
Annual Enrollment Documents
- 2021 Medical Comparison
- 2021 Health Insurance Premiums (Actives)
- 2021 Health Insurance Premiums (Retirees)
- 2021 Basic Dental Summary Sheet
- 2021 Enhanced Dental Summary Sheet
- 2021 Vision Summary Sheet
- 2021 Annual Enrollmlent Guide - coming soon