2021 Annual Enrollment
LSU's Annual Enrollment is being held from October 1, 2020, through November 15, 2020. The deadline to make any Annual Enrollment changes in Workday is November 15, 2020. During this time, you are able to change insurance plans for an effective date of January 1, 2021.
Annual Enrollment dates
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October 1, 2020 |
Annual Enrollment Begins for all Health Plans and Voluntary Benefits |
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October 15, 2020 |
Annual Enrollment Begins for OGB Medicare Advantage Plans |
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November 15, 2020 |
Annual Enrollment Ends for all Health Plans and Voluntary Benefits |
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December 7, 2020 |
Annual Enrollment Ends for OGB Medicare Advantage Plans |
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January 1, 2021 |
Effective date for any changes made during Annual Enrollment |
Plans that require re-enrollment
The Pelican HSA 775 account requires re-enrollment for employee pre-tax contributions and matching contributions. Please complete GB-79 form and submit it to HR by November 15, 2020.
Flexible Spending requires re-enrollment each year. Employees can make this election in their Workday Annual Enrollment event by November 15, 2020.
Health Plans for the 2021 Plan Year
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LSU Plan |
Administrator |
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LSU First Health Plan |
WebTPA (Claims administrator), AET and Verity Healthnet (Provider networks) |
|
Office of Group Benefits (OGB) Plans |
Administrator |
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Magnolia Open Access |
Blue Cross / Blue Shield of LA |
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Magnolia Local Plus |
Blue Cross / Blue Shield of LA |
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Magnolia Local |
Blue Cross / Blue Shield of LA |
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Pelican HRA 1000 |
Blue Cross / Blue Shield of LA |
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Pelican HSA 775 |
Blue Cross / Blue Shield of LA |
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Vantage Medical Home HMO |
Vantage |
Office of Group Benefits Meeting Schedules
Magnolia Local, Magnolia Local Plus, Magnolia Open Access, Pelican HRA 1000, Pelican HSA 775 and Vantage Health Plans
Active Employees - Meetings will be held virtually through zoom by region. Please register at the link that corresponds to your region and time that fits your schedule.
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September 29 |
https://la-ogb.zoom.us/meeting/register/tJMtdeytqj4uHtPr_pyveUooBrY3VzUxGVYy |
9:00 am |
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September 29 |
https://la-ogb.zoom.us/meeting/register/tJYrfuyhrTIrGdI06uWBN1OLNxEJb_ZG0fo7 |
2:00 pm |
Missed the Active Employee meeting? Click here to view a recorded video of the presentation.
Click here for a printable version of the meeting presentation.
Visit info.groupbenefits.org or call 1-800-272-8451 for more information.
LSU First Meeting Schedules
Active Employees and Non-Medicare Retirees
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October 7 |
https://lsu.zoom.us/meeting/register/tJMtdO-vqT8jGdGWYlweNMNpNCL71phpd8j5 |
1:30 pm |
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October 15 |
https://lsu.zoom.us/meeting/register/tJEldOCspjosGd0HkURO6g5YBYqOwMWijDiy |
9:30 am |
|
October 20 |
https://lsu.zoom.us/meeting/register/tJAsf-ivqDgrH9WVqTqEp5ygI6OAwS0RymTe |
1:30 pm |
|
October 26 |
https://lsu.zoom.us/meeting/register/tJ0ud-mtqToiHdWVlxXDtcjbkxVUjTI9BuVa |
1:30 pm |
|
November 4 |
https://lsu.zoom.us/meeting/register/tJwpduyorz0oHdzzzyOBXZX9uc4giyX2BmQw |
9:30 am |
To view a pre-recorded video, please visit lsu.edu/benefits. For more information regarding Annual Enrollment, please visit lsu.perksshowcase.com
LSU campuses will participate in a Virtual Benefits Fair this year. Employees can visit http://lsu.perksshowcase.com and "register." Employees will find information on insurance plans, be able to attend "Live sessions" and so much more. Employees will also be able to find information on supplemental retirement plans with TIAA, Fidelity, Deferred Compensation and more.
Changes to the Health Insurance Plans Effective January 1, 2021
LSU First Health Plan
LSU First Choice Providers and generic medications will continue to be covered 100% after your HRA is exhausted. Premium information will be released soon. Pharmacy plan changes will be released soon. There will be no plan changes for 2021. For more information, you can visit www.lsu.edu/lsufirst, attend an LSU First webinar or call 1-855-346-5781.
The Office of Group Benefits (OGB) Health Plans
Blue Cross Blue Shield plans will have a 5.5% premium increase for 2021. The Vantage plan will have a 6% increase for 2021. For more information, visit info.groupbenefits.org to view 2021 plan information, attend an OGB meeting or call 1-800-272-8451.
Changes to Voluntary Benefits (Dental, Vision, Life, AD&D, LTC, etc.) effective January 1, 2021
Dental Insurance administered by Humana
LSU is excited to announce a new partnership with Humana for dental coverage. If you are currently enrolled and do not make any changes during Annual Enrollment, your coverage will automatically roll over to Humana. No action is required if you wish to continue your current coverage. With this change in vendor, there will be no premium change for 2021.
Dental plan enhancements include:
Basic Plan: The Basic plan will cover 3 cleanings per year.
Members who meet their annual maximum of $1,000 can receive a discount off additional services.
Enhanced Plan: The Enhanced Plan will cover 3 cleanings per year. The annual maximum will increase from $1,500 to $2,000.
Members who meet their annual maximum of $2,000 can receive a discount off additional services.
To find an in-network provider, please visit www.humana.com and click "Shop for Plans" - "Find a Dentist". You will need to enter your zip code, select the Coverage Type PPO and select the Network PPO/Traditional Preferred.
Vision Insurance administered by EyeMed
LSU is excited to announce a new partnership with EyeMed for vision coverage. If you are currently enrolled and do not make any changes during Annual Enrollment, your coverage will automatically roll over to EyeMed. No action is required if you wish to continue your current coverage. With this change in vendor, there will be no premium change for 2021. Vision plan enhancements include a $150 frame allowance ($200 allowance at certain preferred providers including Target, LensCrafters, and Pearle Vision). Click here to find a summary sheet.
Flexible Spending Accounts (FSA) - Requires re-enrollment
Diversified Benefits Services, Inc. (DBS) will continue to administer the Flexible Spending Account (FSA) program for LSU employees. This program will allow employees to put tax-sheltered dollars in an account for out-of-pocket medical, dental or vision and/or dependent care expenses that are incurred from January 1, 2021 through December 31, 2021 for the employee and any eligible dependents. Employees are able to contribute up to $2,700 into a Healthcare FSA and up to $5,000 (per household) into a Dependent Care FSA. The monthly administrative fee is $5.00 for 12 month employees and $6.67 for 9 month employees. The Healthcare FSA includes a debit card option.
OGB Life Insurance underwritten by Prudential
There will be no plan design or premium changes for 2021. Please note retirees who moves age bands may experience a premium increase. No action is required if you wish to continue your current coverage. Employees need to view beneficiary information in Workday and update as needed.
LSU Life Insurance with United Healthcare
United Healthcare is offering a guaranteed issue opportunity.
- Employees may elect up to 3x their salary or $350,000 (whichever is less).
- Spouses may also enroll guaranteed issue up to ½ of the spouse election ($100k max).
- Children may also enroll guaranteed issue up to $20,000.
- The AD&D rider will go away on this plan.
- New hires will be able to elect up to 3x their salary or $350,000 (whichever is less).
- Employees who have more than $350,000 will have their coverage "grandfathered."
No action is required if you wish to continue your current coverage. Employees need to view beneficiary information in Workday and update as needed.
Long-Term Disability
Premiums will decrease and there will be no plan changes for 2021.Employees who wish to apply for coverage will need to submit evidence of insurability directly to United Healthcare. Forms can be found on the LSUS HR website.
Stand-Alone Accidental Death and Dismemberment (AD&D) administered by United Healthcare
Premiums will decrease and there will be no plan changes for 2021. No action is required if you wish to continue your current coverage.
Long Term Care administered by UNUM
There will be no plan design or premium changes for 2021. No action is required if you wish to continue your current coverage.
Identity Theft Protection administered by IdentityForce
LSU continues to partner with IdentityForce, a trusted and award-winning company that offers identity protection services. Delivering comprehensive identity protection by continuously monitoring your personal information, IdentityForce provides robust credit protection, quickly alerts you to threats and covers you with a $1 million identity theft insurance policy. There are two options:
Ultra-Secure: monitors your personal information 24/7, alerts you if it is compromised, and is backed with $1 million identity theft insurance.
Ultra-Secure Plus Credit: provides all the benefits of UltraSecure, plus 3-bureau credit monitoring, scores, reports, credit score simulator, and more.
Premiums will remain the same for 2021. There will be no plan changes for 2021. If you wish to enroll, please contact your local Human Resources department for more information. No action is required if you wish to continue your current coverage.
Premiums
• LSU First (Active employees and retirees without Medicare) - TBA increase
• Magnolia Local Plus and Magnolia Open Access - 5.5% increase
• Pelican HRA 1000, Pelican HSA 775 and Magnolia Local - 5.5% increase
• Vantage Medical Home HMO - 6% increase
• Office of Group Benefits Life insurance - Premium increase in some age brackets
• Dental premiums - No increase
• Vision premiums - No increase
• Long-Term Disability - Premium decrease
• UNUM Long-Term Care - No increase
Annual Enrollment Documents:
• 2021 Annual Enrollment Guide - coming soon!
• 2021 Medical Comparison - coming soon!
• 2021 Health Insurance premiums for Actives - coming soon!
• 2021 Health Insurance premiums for Retirees - coming soon!
• Workday Annual Enrollment Job Aid - coming soon!
Individual insurance webpages are in the process of being updated.