2013 Annual Enrollment
ANNUAL ENROLLMENT is the time of year when employees / retirees can make changes (add/drop/change level of coverage) to their insurance plans. The 2013 Annual Enrollment is a calendar year: January 1, 2013 - December 31, 2013. Employees / Retirees should make changes on insurance plans from Monday, October 1, 2012 - Wednesday, October 31, 2012. All changes will be effective January 1, 2013.
2013 Annual Enrollment Benefits Fair / Presentation Information
Location: University Center Ballroom
Time: 10 a.m. - 2 p.m.
Date: Tuesday, October 9, 2012
Presentation times on Tuesday, October 9, 2012
10:00 am: Office of Group Benefits (OGB) health insurance plans (PPO, HMO, CD-HSA, Regional HMO)
12:00 pm: LSU First (CIGNA) health insurance plan (active employees and retirees)
1:00 pm: LSU First (CIGNA) health insurance plan (active employees and retirees)
Benefits Fair Agenda and List of Participating Vendors will be posted soon!
**Retirees who have Medicare Primary and PPO, HMO or Medicare Advantage should plan to attend the retiree health insurance meeting on October 8th at 10:00 located at the State Exhibit Museum. Retirees who have LSU First (CIGNA) should plan to attend the meeting at LSUS on October 9th at 12:00 or 1:00.
Annual Enrollment: Insurance Plan Information
Premiums
2013 Health Insurance Premiums have been released! Click here
Health Insurance:
LSU First (CIGNA): There are MAJOR changes: including changes to prescription drug coverage (brand name medications), mandatory mail order on maintenance medications, increased out-of-pocket maximum and some premium increases. Employees and retirees with this insurance should plan to attend one of the meetings. Specific information on plan changes are listed on the health insurance website. See the link below.
PPO: Previsouly administered by the office of Group Benefits will now be administered by Blue Cross / Blue Shield of LA effective 01/01/2013. Employees / Retirees will need to check with their doctors to determine if they are in-network with BC/BS of LA.
PPO and HMO Prescription Drugs: These health insurance plans have used "Catalyst Rx" as the Pharmacy Benefit Manager. The name of Catalyst Rx has changed to called "Catamaran." Plan members will receive new insurance cards.
Consumer Drive Health Plan: with the optional Health Savings Account (HSA) previously administered by United, will be administered by Blue Cross / Blue Shield of LA effective January 1, 2013.
Medicare Advantage plans (retirees only) will go from 6 plans to 3 plans. Retirees who are enrolled in the plans that will be discontinued will need to elect another plan or the Office of Group Benefits will elect a plan for them. Retirees should refer to information mailed from the Office of Group Benefits.
Dental Plans:
Dearborn Dental will remain as the vendor for the 2013 plan year. There are no premium increases! The maximum calendar year benefits has increased on the basic plan and the enhanced plan. For additional information, please visit the Dental insurance website.
Vision Plan:
Davis Vision will remain as the vendor for the 2013 plan year. There are no premium increases and no changes.
Life Insurance:
Hartford Life Insurance: During annual enrollment employees are eligible to increase their life insurance by 1x their salary, without underwriting, as long as the increase doesn't exceed 5x their salary or $500,000.
No changes?
Employees who do not wish to make any changes to their insurance do not need to do anything. However, Flex Spending participants must re-enroll each year.
Insurance information, plan changes and enrollment / change forms are located on individual insurance plan websites
Click here to view the Health Insurance Plans website.
Click here to view the Flex Spending website.
Click here to view the Dental insurance website.
Click here to view the Vision insurance website.
Click here to view the Life Insurance website.
Click here to view the Long-Term Care and Long-Term Disability website.
