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Benefits

2011 Annual Enrollment

ANNUAL ENROLLMENT is the time of year when employees can make changes (add/drop/change level of coverage) to their insurance plans.  The 2011 annual enrollment period will begin on Friday, April 1 and end on Friday, April 29.

2011 BENEFITS FAIR: Will be held next on the first floor of the University Center (next to the UC Theater) from 9:00am - 3:00pm on Tuesday, April 12, 2011.   The Office of Group Benefits will present OGB health plans at 9:00 am and 1:00 pm.  LSU First (CIGNA) and Boon Chapman (New Flex Plan Administrator) will present immediately after the Office of Group Benefits presentations.

Click here for a the Benefits Fair Agenda and list of Vendors. 
THERE WILL BE DOOR PRIZES AT THE BENEFITS FAIR!
EMPLOYEES / RETIREES WHO BRING CANNED GOODS TO THE BENEFITS FAIR WILL RECEIVE ONE DOOR PRIZE ENTRY PER CANNED GOOD.  ALL CANNED GOODS WILL BE DONATED TO THE FOOD BANK OF NORTHWEST LOUISIANA.  

IMPORTANT HEALTH INSURANCE CHANGES:

  1. SHORT PLAN YEAR: There will be a short 6-month plan year (July 1 through December 31, 2011) for 2011. This will enable the Office of Group Benefits and all LSU System plans to change to a plan year that coincides with the calendar year (January 1 through December 31) beginning in 2012. The short plan year also applies to all insurance plans including flexible spending accounts.
  2. PREMIUM INCREASE: Health Insurance Premiums increased for the 2011-2012 plan year.  LSU First (CIGNA) premiums increased by approximately 4.5%.  OGB health insurance premiums increased by approximately 5.5%.
  3. CHILDREN COVERED TO AGE 26: Effective July 1, 2011, LSU FIRST and the Office of Group Benefits will offer coverage for dependent children up to age 26, regardless of student, marital or tax status. Employees will need to complete a GB-01 Form, PEC and IPL form to add children back on to their health insurance plans.  A covered child under age 26 who is or becomes incapable of self-sustaining employment is eligible to continue coverage as an overage dependent if LSU First (CIGNA) / OGB receives required medical documents verifying his or her incapacity before he or she reaches age 26. The definition of incapacity has been broadened to include mental and physical incapacity.
  4. PRE-EXISTING CONDITION RESTRICTIONS: Effective July 1, 2011, the pre-existing condition (PEC) exclusion will no longer apply to any employee or dependent under age 19.
  5. For plan members who enrolled in the Consumer Driven health plan with a Health Savings Account (CDHP-HSA) option, the deductible amount will reset on July 1, 2011, which means plan members will have only 6 months to meet the same annual deductible. For the short 6-month plan year from July 1 through December 31, 2011, the state’s contribution will increase. Plan members who enrolled in the Consumer Driven health plan and opened a Health Saving account can also participate in the Limited-Purpose FSA.
  6. Other plan changes that are mandated due to the affordable Care Act (Health care reform law) can be found by clicking here.

Employees who do not wish to make any changes to their insurance do not need to do anything.  However, Flex Spending participants must re-enroll each year.

New Enrollments: To enroll in health, dental, vision, life insurance, flex spending, long-term care  or long-term disability, please visit the applicable benefits page.  Each insurance plan has an individual page with detailed plan information, resources and the enrollment forms.

Cancel / Change Form:  Use this form to change /cancel dental, vision, long-term disability, and accidental death and dismemberment.  All changes must be turned into Human Resources (AD 109) by Friday, April 29.