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Applying for Financial Aid

Important Student Loan Information

KNOW YOUR LOANS

The National Student Loan Data System maintains all of your federal student loan information in one location.  This site allows you to view your total amount of every loan, who services your loans, and the status of your loans.  The website is www.nslds.ed.gov.

QUESTIONS ABOUT LOAN REPAYMENT?

The United States Department of Education provides students with information on loan repayment, forgiveness, discharge, and consolidation.  Understanding your repayments options can go a long way toward buildng a solid financial foundation.  The website for additional information concerning repayment is http://studentaid.ed.gov/repay-loans.

MANAGING YOUR STUDENT LOANS

The website, www.StudentLoans.gov, is a great resource for information from the U.S. Department of Education on how to manage your student loans.  Financial awareness counseling provides information to help you understand your financial aid and help you manage your finances.

DEFAULTED STUDENT LOANS

The website, www.myeddebt.com, is a centralized web portal for information and activities related to defaulted student loans and grant overpayments managed by the U.S. Department of Education.  Use this site to help resolve your federal education defaulted debt.

LOAN SERVICING CENTER FOR STUDENTS

The U.S. Department of Education uses varies companies to service your student loans.  If you don't know who services your student loans, please check the NSLDS website mentioned above at www.nslds.ed.gov.  Contact information for all federal loan servicers is available at http://ifap.edogv/helpContactinformationDetailedList.jsp?lsc=2.

REPAYING STUDENT LOANS

At Mapping Your Future, you can learn how to repay your student loans, no matter how much you have borrowed.  Student loans must be repaid, even if you do not complete school, cannot get a job, or feel you did not receive the educational or services you purchased.  The website for Mapping Your Future is www.mappingyourfuture.org.

ADDITIONAL HELP IN REPAYING STUDENT LOANS

American Student Assistance is a private nonprofit organization whose mission is to empower students and alumni to successfully manage and repay their college debt.  This is accomplished by providing student loan education and enabling the development of financial competencies through the use of innovative web-based tools and trusted, neutral advice, free of charge to students and alumni.  The website for American Student Assistance is www.asa.org.

www.YouCanDealWithit.com provides practical and easy-to-understand advice on how to deal with common financial situations facing today's college students and recent graduates, such as:

  • Understanding student aid, including the repayment of student loans.
  • Learning effective money management, including setting a budget.
  • Dealing with the dangers of credit cards while enjoying the benefits.

IDENTIFY THEFT

The Federal Trade Commission (FTC) website is a one-stop national resource to learn about identity theft.  It provides detailed information to help you deter, detect, and defend against identify theft.  You can also learn what to di if your identity is stolen.  Their website is http://www.consumer.ftc.gov/features/feature-0014-identity-theft.

ANNUAL CREDIT REPORT

www.AnnualCreditReport.com is a centralized service for consumers to request free annual credit reports from each of three nationwide consumer credit reporting companies in accordance with the Fair and Accurate Credit Transaction Act.

TRACK UPCOMING BILLS

Use Pocketsmith's free financial tool to help keep track of upcoming bills and to set financial goals for the future.  Their website is www.pocketsmith.com.